01
Project information
We agree the mandate and the basis for inspection.
INDEPENDENT TECHNICAL INSIGHT
Independent construction loan monitoring.
Horisont Rådgivning provides independent construction loan monitoring for banks and finance providers.
Projects throughout Norway.
Discuss loan monitoring
Construction loan monitoring
We compare relevant project and payment documentation with documented and observed progress, then present our assessment in a concise monitoring report.
01 / THE STARTING POINT
Payment requests need to reflect actual construction progress.
Construction loans are usually drawn down in stages. The bank needs a professional assessment of whether the documentation and payment requests are consistent with actual progress on site.
HOW WE CAN HELP
Construction loan monitoring
grounded in practical construction knowledge.
02
Budget and payment schedule
We review the relevant project and payment documents.
03
Invoices / Drawdown requests
We compare the evidence with documented and observed progress.
04
Progress and site conditions
We assess actual progress when the appointment calls for it.
05
Deviations / Findings
Qualifications and deviations are recorded in the report.
06
Loan monitoring report
Concise, traceable reporting that supports the client's technical assessment.
RESPONSIVE. INDEPENDENT. INFORMED.
Documented insight into progress and payment requests.
01Projects02Inspection date03Basis of appointment04Documentation05Progress06Findings07Payment evidence08Assessment09Qualifications10Conclusion
The scope, information required and deliverables are agreed for each appointment.
A CLEAR WAY OF WORKING
How we start working together.
01
Appointment
We agree the mandate and the basis for inspection.
02
Documentation
We review the relevant information.
03
Site visit
We assess actual progress when the appointment calls for it.
04
Assessment
We compare the available evidence.
05
Report
We deliver a concise conclusion.
CLEAR TERMS
Good cooperation
starts with a clear brief.
The role, responsibilities and expected deliverables must be agreed before work begins.
WHO THIS SERVICE IS FOR
Expert support where it matters.
BanksProperty financeFinance providersProfessional lenders
QUESTIONS & ANSWERS
Before we begin.
What is construction loan monitoring?
It is a technical assessment comparing documented and observed construction progress with the evidence supporting payment requests. Horisont summarises findings, assessments and qualifications in a report for the client.
What documentation do you need?
We review the mandate, project information, budget, payment schedule and relevant invoices or drawdown requests as agreed. Site visits and any additional documentation are discussed for each appointment.
Can Horisont monitor several drawdown stages?
Yes. For ongoing monitoring, we agree inspection milestones throughout construction. This provides continuity and allows progress to be compared from one drawdown to the next.
Who decides whether a loan payment is released?
The bank or finance provider decides. Horisont supplies technical evidence within the agreed mandate; our report does not replace credit assessment, legal review or the client's other controls.
NEXT STEP
Need external technical expertise for construction loan monitoring?
Tell us briefly about your project, its current stage and the support you need.
Discuss loan monitoring